Buying life insurance for children or grandchildren is very simple! In most cases, you will have to buy a whole life insurance policy for a child. Then, you can transfer the policy to the child when they become an adult. You cannot buy a standalone term policy for a child. However, you can pay a …
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People want to protect their family but they still have to live on a budget so a question we get all the time is, “How much life insurance do I need?” We get it. And it’s a very smart question, financially. You don’t want to be throwing money away for a policy that has an …
If you’re looking for one of the best final expense insurance companies to select a life insurance policy to cover your funeral and burial costs, look no further than the companies we’ve selected here. The most important things you should be looking for are companies who: Have a high credit ranking Provide policies at a …
Eight of the best final expense insurance companies Read More »
Key person life insurance that can help protect against the consequences of losing your company’s top employee, manager, or co-owner. If you go unprotected, the death of this person could well mean the death of your company itself. Key Person Life Insurance Key person life insurance is a type of life insurance that is designed …
The first thing you think of when you consider your tax refund is probably not life insurance. However, it’s important to keep an open mind! Instead of using your tax refund on things you don’t truly need such as more material possessions or a beach trip, consider using your refund check to invest in the …
Life insurance: you may not want to think about it too hard, but you need to. It can be difficult to consider the possibility of your own passing, but when you realize what the financial consequences of your death might be for your loved ones, you’ll realize just how important life insurance is. If you …
When to Update Your Life Insurance Beneficiaries Read More »
More than any other generation, millennials (born 1981-1996) are going without life insurance. In some instances this is understandable; perhaps you are debt free or never plan to have children. However, there are some considerations you should take into account before writing it off entirely. Here are some questions to ask yourself if you are …
You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic …
If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to insure, such as diabetes, heart disease, …
Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your …
