If you go unprotected, the death of your company’s leader could well mean the death of your company itself. There is a type of insurance that can help protect against the consequences of a tragedy like this. It is called key person insurance. Key Person Insurance Key person insurance is a type of life insurance …
The first thing you think of when you consider your tax refund is probably not life insurance. However, it’s important to keep an open mind! Instead of using your tax refund on things you don’t truly need such as more material possessions or a beach trip, consider using your refund check to invest in the …
Life insurance: you may not want to think about it too hard, but you need to. It can be difficult to consider the possibility of your own passing, but when you realize what the financial consequences of your death might be for your loved ones, you’ll realize just how important life insurance is. If you …
When to Update Your Life Insurance Beneficiaries Read More »
More than any other generation, millennials (born 1981-1996) are going without life insurance. In some instances this is understandable; perhaps you are debt free or never plan to have children. However there are some considerations you should take into account before writing off life insurance entirely. Here are some questions to ask yourself if you …
You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic …
If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to insure, such as diabetes, heart disease, …
Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your …
Permanent life insurance, sometimes referred to as whole life insurance, is a policy guaranteed to remain in force for the insured’s entire lifetime as long as the premiums are paid. While it serves its purpose of helping your beneficiaries when you pass away, it can also help you financially during your lifetime in several ways. …
How Whole Life Insurance Can Be Useful During Your Lifetime Read More »
Choosing any type of insurance plan can be a daunting task because there are so many factors to consider. What are your risks? How much coverage do you actually need? How much will it cost? The stakes only get higher when it comes to life insurance, because it’s the one type of insurance that requires …
Questions to Ask Yourself Before Getting Life Insurance Read More »
As a former smoker, you heard it a million times: you need to stop smoking for your health and your budget. So you did! And you started using smoking cessation products like gum, patches, or e-cigarettes that contain nicotine in order to kick the habit. However, the time has come for you to upgrade your …
Will Using Nicotine Replacement Products Increase My Life Insurance Rates? Read More »
